As Times Goes By. . . 
 
Imagine there is a bank which credits 
your account each morning with $86,400. 
It carries over no balance from day to day, 
allows you to keep no cash balance, 
and every envening cancels whatever part of 
the amount you had failed to use during the day. 

What would you do ? 
Draw out every cent, of course ! 
Well, everyone has such a bank. 
It's name is TIME. 
Every morning, it credits you with 86,400 seconds. 
Every night, it writes off, as lost, 
whatever of this you have 
failed to invest to good purpose. 

It carries over no balance. 
It allows no overdraft. 
Each day it opens a new account for you. 
Each night it burns the remains of the day. 
If you fail to use the day's deposits, 
the loss is yours. There is no going back. 
There is no drawing against the "tomorrow." 

You must live in the present on today's deposits. 
Invest it so as to get from it the utmost in 
health, happiness and success ! 
The clock is running. 
Make the most of today. 

To realize the value of a ONE YEAR, 
ask a student who has failed a grade. 

To realize the value of ONE MONTH, 
ask a mother who has given birth to a 
pre-mature baby. 

To realize the value of ONE WEEK, 
ask an editor of a weekly newspaper. 

To realize the value of ONE DAY, 
ask a daily wage laborer who has kids to feed. 

To realize the value of ONE HOUR, 
ask the lovers who are waiting to meet. 

To realize the value of ONE MINUTE, 
ask a person who has missed a train. 

To realize the value of ONE MILLISECOND, 
ask the person who has won a silver medal in 
the Olympics. 

Treasue every moment that you have ! 
And treasure it more 
because you shared it with someone special, 
special enough to spend your time . . . 
and remember that time waits for no-one . . . 
 
YESTERDAY is HISTORY. 
TOMORROW a MYSTERY. 
TODAY is a GIFT. 
That's why it's called the PRESENT ! 

--Author Unknown 
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